Debt buyer

Hold, research, and work paper on one desk.

Purchase and hold metadata, inventory ops, and the full Agency-in-a-Box floor — Desk Lead through QA — without forking a second shell. Buyer vs agency capability flags stay separate.

Recover / Use / Keep — Recover where collected · Use for research/AI · Keep for inventory hold — no mandatory monthly.

• Inventory-firstSkew Use + Keep for research and hold; Recover where you collect.
• Full floor awakeSkip and Disputes on by default — Full Floor lease is the natural upsell.
• Shared chromeSame /app desk as agency and creditor — kind drives ACL, not a greenfield app.